An individual can join the credit union if he/she meets the requirements for our bonds. Click here for detailed information on how to become a member.
To verify that you are an employee of a Telecoms subscriber. Note, the last two months payslip can be used.
A total of J$2,600.00 is required for opening an account of which J$2,000.00 is your Membership Share.
Yes you can join as an ex-employee of a Telecoms subscriber.
You can bring the last two for the membership process. However, you will need the last three if applying for a loan.
Your Driver License will suffice as long as it has not expired.
You are not required to have savings in shares in order to qualify for a loan. However, for some loan types you are required to have Share Equity.Share Equity is usually deposited in the shares account. Ask your Loan Officer if your loan requires Share Equity Deposit.
The Debt Consolidation Loan is for the purpose of paying off a loan with another Financial Institution or a Credit Card.
You are eligible to apply for a loan 24-48 hours after becoming a member.
Make an appointment at one of our Branches and speak to a loan officer to determine your eligibility for a loan.
This is not necessary but you can do so if you choose. Loans are salary dedcuted, therefore a salary deduction must be in place before disbursement.
Vehicles up to ten (10) years of age can be used as collateral.
No. Motor vehicles do not need to be purchased from a licensed used car dealer.
The money placed in your shares every month is called the mandatory savings.
Membership is required before all services provided by the Credit Union can be accessed.
Processing for loans take a minimum of 2-3 days or a maximum of 5 working days.
No you do not have to save a certain amount every month in your account but you should maintain the minimum balance of $100.00.