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An individual can join the credit union if he/she meets the requirements for our bonds. Click here for detailed information on how to become a member. 

To verify that you are an employee of a Telecoms subscriber. Note, the last two months payslip can be used.

A total of J$2,600.00 is required for opening an account of which J$2,000.00 is your Membership Share.

Yes you can join as an ex-employee of a Telecoms subscriber.

You can bring the last two for the membership process. However, you will need the last three if applying for a loan.

Your Driver License will suffice as long as it has not expired.

Interested in Hire Purchase Loan? Get an invoice from a registered merchant for the furniture or appliances you would like to purchase. Next make an appointment at any of our Branches to speak to a loan officer. Visit our website and review the required Documents for Loan Interview.

You are not required to have savings in shares in order to qualify for a loan. However, for some loan types you are required to have Share Equity.Share Equity is usually deposited in the shares account.  Ask your Loan Officer if your loan requires Share Equity Deposit.

In order to acces the Salary Advance Loan your net salary must be coming to the Credit Union for at least four months. Next you visit one of our Branches with the last three months payslips and speak to a Customer Service Officer.

The Debt Consolidation Loan is for the purpose of paying off a loan with another Financial Institution or a Credit Card.

The Back To School Loan is for paying school fees and purchasing books. Make an appointment and take in your invoice along with the other Documents for Loan Interview.

You are eligible to apply for a loan 24-48 hours after becoming a member.

Make an appointment at one of our Branches and speak to a loan officer to determine your eligibility for a loan.

This is not necessary but you can do so if you choose. Loans are salary dedcuted, therefore a salary deduction must be in place before disbursement.

Vehicles up to ten (10) years of age can be used as collateral.

Visit our webpage for our list of Approved Valuators.

No. Motor vehicles do not need to be purchased from a licensed used car dealer.

The money placed in your shares every month is called the mandatory savings.

Membership is required before all services provided by the Credit Union can be accessed.

Processing for loans take a minimum of 2-3 days or a maximum of 5 working days.

Vist any of our Branches and speak to a Customer Service Officer.

First you must have a Salary Deposit account as the card gives access only to funds in that account. Once this is in place visit our Head Office or our Branch at East Parade and speak to a Customer Service Officer.

No you do not have to save a certain amount every month in your account but you should maintain the minimum balance of $100.00.

Call any of our Branches and speak to a Representative about our rates and other saving products we offer. Help us to help you identify the product suited to you.

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