The number one Credit Union in Jamaica extends an open invitation for you to become a part of our Family. Let us help you improve your financial well-being and get you closer to achieving your financial goals. So why wait?
Benefits
Participate in decision-making through votes at general meetings
Earn high returns on investments and low interest rates on loans
Access to flexible products and services such as mortgage lending, auto loans, ordinary loans, and same day loans, Cambio service, and Health Insurance
24/7 access to your savings account from anywhere using Internet Banking and the Mobile App
Savings and Loan protection
At C&WJ Co-operative Credit Union, your concerns are our concerns and that is why we are family.
Who Can Join
Employees & Ex-employees of companies that subscribe to telecommunication services in Jamaica.
Employees & Ex-employees of National Water Commission, ICD Group of companies, Celebration Brand and its Subsidiaries, and Cable & Wireless and Contractors.
Persons living or working in Clarendon, St. Elizabeth and Westmoreland.
Individuals recommended for membership by other members who live or work within a 25km radius of the Credit Union’s office and who are not being served by any other credit union (speak to your Branch Manager).
Relatives of members
If you are unsure about your eligibility to join C&WJ Co-operative Credit Union, please call 876-936-3800 or visit any of our twenty-one (21) locations island wide and our Customer Service Representatives will be happy to advise you.
Ensure you have all supporting documents and identification as outlined in the requirements section below.
Please take it to any branch closest to you. A customer service representative will assist you in completing the process, after which you will be provided with your member number.
Requirements
Official valid picture identification: Driver’s License, Elector Registration ID card (National ID), or Passport
Tax Registration Number
Completed Member Application Form
Completed Beneficiary Nominee (Nomination Form)
Completed Member Privacy and Consent Form
Completed Politically Exposed Person (P.E.P) Declaration for Individuals
Staff or Members of the Credit Union in good standing;
Justice of the Peace (must bear embossed seal);
Minister of Religion (must bear stamp);
Employer;
Other prominent professionals known to the applicant (e.g. Teacher, Doctors, Lawyers, Credit Union Managers, Civil Servants, etc.);
Proof of Address (any one of the following):
Current utility bill or Postmarked envelope (not more than 3 months old) with the applicant’s name and permanent address;
Current credit card statement (no more than 3 months old), Government property tax receipt (not more than 1 year old) duly stamped by the Collectorate.
Job letter stating salary or last salary advice (monthly, fortnightly – 4, weekly – 8)
Minimum amount for opening is J$3,000.00.
When you join C&WJCU through a particular company, you remain a Member, even if you change employment. However, you must have a minimum of Two Thousand Dollars ($2,000) in your Member Qualification Share Account to retain membership. We encourage you to keep your account active by doing regular transactions in your Ordinary Share account.
FAQ - How to Become a Member Using the Simplified Due Diligence Method
