Important Notice

The Ordinary Shares Account is the main account for the credit union

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The C&WJCCUL is the process of updating our members’ tax residence information...

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Interest rates as low as 6.00% above the rate paid on your Fixed Deposit.

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Youth Savers Accounts

Early Bird Savers

Give Your Child a Head Start!

Give your child a strong financial start. Tailored for kids 0–16, this fee-free account makes saving fun and effortless for the next generation.  Teach and assist your child in developing a healthy saving habit, thrift, and good money management.

Features

  • Ideal for children 0 - 16 years old
  • Open an account with as little as J$100
  • No minimum balance or fees
  • Earn attractive interest rates
  • Birth Certificate required 
  • Parent Membership is required
  • Managed by parent/guardian until the child becomes sixteen years (child is eligible for full membership)

Benefits

  • The money saved can assist with educational and personal goals
  • Special incentives are offered from time to time, which include scholarships and grants
  • Children will develop useful knowledge of the credit union at an early age
  • The insurance benefit will be paid to beneficiaries on the death of the member

Variable Interest Rates

Amount (J$)Interest Rates
>$1.00 - $49,999.990.00%
$50,000.00 - $150,000.000.15%
$150,001.00 - $499,999.990.40%
$500,000.00 - $999,999.990.60%
$1,000,000.00 - $1,500,000.000.80%
>$1,500,0001.5%

*Rates are subject to change without notice.

Conditions apply.

Educator Flex Savings Plan

Secure Their Future, One Step at a Time

Build a brighter future for your loved ones. This insured savings plan is ideal for long-term education goals with built-in protection and bonus rewards.

Key Features:

  • Competitive interest rates
  • Choose your monthly deposit
  • You can save for children, Godchildren, nieces/nephews, and more (up to the age of 18 years old)
  • Insured against the death or disability of the payer
  • Bonus interest after 5 years
  • Penalties for early withdrawal apply

Educator Flex Rates

Applicable RateMonthly Savings Bands
1.25%$500 - $19,999.99
2.00%$20,000 - $49,999.99
3.00%$50,000 & Over

Conditions apply.

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