Important Notice

The Ordinary Shares Account is the main account for the credit union

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The C&WJCCUL is the process of updating our members’ tax residence information...

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Interest rates as low as 6.00% above the rate paid on your Fixed Deposit.

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Foreign Exchange Rates

Understanding and monitoring these rates is essential for businesses and travelers alike, as they directly impact the cost of goods, services, and travel expenses across borders.

Currency US ($) UK(£) CDN ($)
Buying (JA$) 152.20 194.00 102.00
Selling (JA$) 161.20 220.40 118.10
Tuesday, 01 July 2025 Subject to Change without Notice

Unlock your Financial Potential and Achieve Goals with C&WJCCU

Unlock your financial potential and achieve your goals with C&WJCCU. Our comprehensive range of financial services is designed to empower you on your journey to financial freedom.

Unlock your Financial Potential and Achieve Goals with C&WJCCU
  • Get a Loan

    Get a Loan

    Your search for a loan ends here!

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  • Become a Member

    Become a Member

    Be a part of our C&WJ Credit Union

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  • Use our Calculators

    Use our Calculators

    Keep track of your financial goals

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Comprehensive Online Services at your Fingertips

  • Online Loan Application

    Applying for a loan only takes a few minutes. Follow these steps and you will be on your way to getting cash you need.

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  • Mobile Banking

    Through mobile banking, users can perform a wide range of banking activities, such as checking balances, transferring funds, paying bills etc.

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  • External Third Party Transfers

    Members of C&WJ Co-operative Credit Union Limited can now transfer funds from their Credit Union accounts to any commercial bank in Jamaica.

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Online Services
  • Online Bill Payment

    Online bill payment facility enables members to make on-line bill payment to over 100 payees. further enhancing their usability and security.

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  • Internal Fund Transfers

    Internal funds transfer enables you to transfer funds between their own C&WJCCUL accounts as well as to other C&WJCU member's accounts.

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  • Online Membership Application

    The number one Credit Union in Jamaica extends an open invitation for you to become a part of our Family. Let us help you improve your financial well-being and get you closer to achieving your financial goals. So why wait?

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Our Services

C&WJ Co-operative Credit Union offers a wide selection of financial services to its members. Our members have access to services such as our Access Plus Debit Card, Family Indemnity Plan and much more.

Family Indemnity Plan

This is an insurance plan that provides a lump sum payment on the death of any one of up to five family members for one low monthly premium. This plan is offered by CUNA Mutual Insurance Society and allows members to choose among eleven (11) affordable options:

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Insurance

Your Credit Union has joined forces with JCIA and BCIC to offer you C&WJCCU Group Insurance Scheme.

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Cambio

This is a facility which allows members to purchase or sell their foreign currency in US, UK and Canadian dollars.

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Payroll Deduction

This is to facilitate members who wish to have monies deducted from their salary and placed in any of their Credit Union accounts or meet any obligations set up with the Credit Union.

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Standing Order Facility

This is a facility under which the credit union will pay the members' standing commitments each month as required by the member.

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Private Treaty Listing

The Community and Workers of Jamaica Co-operative Credit Union Limited (CWJCCUL) invites offers in writing from interested persons wishing to purchase any of the properties being sold under Powers of Sale contained in a mortgage (see link below).

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Repossessed Vehicles

The Community & Workers of Jamaica Co-operative Credit Union Limited (CWJCCUL) invites offers as bids from interested persons wishing to purchase any of the motor vehicles listed for sale.

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Mr. Austin Brown

Mr. Austin Brown

President - C&WJCCUL

Meet our President

Mr. Brown was employed to Cable & Wireless Jamaica in the capacity of Vice President Planning and Development.

He holds a Master’s Degree in Computer Based Management Information System from the University of the West Indies (UWI) and a B.Eng in Electronics and Telecommunications from the University of Technology, Jamaica (UTECH) and is currently the Managing Director of Verge Communications Limited. Mr. Brown has served on C&WJCCUL’s Credit Committee and Vice President on the Board of C&WJCCUL.

Company Overview

Company Overview

C&WJ Co-operative Credit Union first open its door in April 1961, one year before Jamaica gained independence from Britain in August 1962.

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